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What are the steps involved in buying a home?

admin — Thu, 29 Jul 2010 03:33:15 +0000

My family’s home was destroyed by a tornado last week. It was a family home frome previous generations – paid for. Neither my husband nor I have ever bought a home before. We both rented before living in the now gone home. It’s in the country. We have the deed to the land the old home was on. What are the steps we need to go through to get a home? We will need a deep well, septic tank, bank loan, everything. Where do we go to know what to do first – bank first or call the well-driller and septic tank person? We really don’t know which way to get started.
We are hoping to be able to get a double wide mobile home to put on this land. The land is only one acre.
Unfortunately we have no insurance. The home we were in was an older model and couldn’t be insured. (Yeah, we got the luck!) So everything we do is going to have to be financed by the bank. We are literally starting from scratch. Savings has around a thousand in it.

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The first thing to do is decide if you are going to buy an existing home or have one built on the land you own. If you are buying an existing home you will need to obtain financing through a bank or mortgage company. Get pre-approved before looking for the home.Find a REALTOR that you are comfortable working with. Be sure to have the purchase of the home contingent on it passing an inspection.
If you will be building a home on the land you will still need to obtain the financing to construct the house. Before getting the loan you will need to find a REALTOR who works with new construction and have them help you find the builder for you. I could go much further but this will set you on the right path.

Exterior home makeover websites that can give you drawings and ideas on how to make your home more attractive?

admin — Mon, 26 Jul 2010 06:55:43 +0000

I want to remodel the outside of my home with custom stone and different paint colors or cedar/wood looking siding. Need to see how different looks would affect the house using a picture of our house. Any ideas/websites would be appreciated lots.

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Check out HGTV.com they even have a calculator to keep your project on budget! Best of luck with your project!

Can you keep the home buyer tax credit after selling your home and moving to a new home before the 3rd year?

admin — Fri, 23 Jul 2010 10:05:38 +0000

Can you keep the home buyer tax credit after selling your home and moving to a new home before the 3rd year?
Meaning: buying your first home this year and qualifying for the tax credit. Then, 1 or 2 years later, sell the home, and move to another home. Or are you stuck in the same home for 3 years to avoid repaying the credit?

No. You must use the Home as your primary residence for the full 3 years or else pay back the tax credit.

How can you check a home inspectors creditability?

admin — Sat, 17 Jul 2010 16:42:43 +0000

I’ll be looking to buy a house in the near future and I have heard some horror stories about people hiring a home inspector to inspect the house they are wanting to buy, then come to find out that the home wasn’t properly inspected. When an inspector is looking over the house, are you allowed to walk around with them? Is there any way of finding out about certificates or anything positive about the home inspector, without having to ask them directly? I know there’s a lot of con artists out there in the open and even the cautious person can get burned in the long run. I just don’t want to buy a home after it’s been "supposdly" inspected, then have everything go wrong afterwards and cost me a fortune. Any help would be appreciated!

Good question, it is hard to know who you can rely on. I might suggest that you go to the link provided and see if the professional association can give you some hints and advice on what to do and or look for in an inspector
Home Inspectors Associations for all states: http://www.homeinspections-usa.com/home_inspector_orgs.php
Best of luck to you

Additional Details
Forgot to give you this one
What a home inspection looks at (voice tour)

http://www.ashi.org/customers/vhi_tour.asp

Can you connect home theater system to your TV and watch normal TV programs (free) with Home theater effect?

admin — Wed, 14 Jul 2010 15:56:51 +0000

Basically I am planning to buy a home theater system with a DVD player but want to know if i can use that even without the DVD player. If i am just watching TV, is my home theater system is used or sitting idle?

Depends on your home theater systems and if it allows additional hook -ups to it. If it does then there should be no problem hooking up your TV for surround sound.
But remember it will not sound as good as your DVDs because DVDs are digital or 5.1, normal TV signals are analog or 2.0 .
If your Home theater had Dolby Pro Logic ll, it will convert the 2.0 signal to 5.1.

How can i get a home loan with bad credit?

admin — Sun, 11 Jul 2010 08:10:43 +0000

My mom has passed and left me her home, only problem is she had a reverse mortgage on the home. My fiancee and I live in the home and would like to stay in the home. How do I keep the home?
Thank you for your answers, but isn’t their some kind of creative financing i can find?

Was the home paid off prior to the reverse mortgage? Do you have a decent amount in savings? If so you may be able to just pay back the reverse mortgae, if nto you’ll have to refi for whatever is left on the loan. Check out loanHomeonline.com/findamortgage. I dont have the best credit so had to shop around but taht site helped me find my b of a loan.

How much profit do home builders make off building an house?

admin — Mon, 05 Jul 2010 20:22:42 +0000

I am looking into starting my own home building business but am trying to work with some numbers, specifically the average profit that self employed home builders can expect to make.

For example, if you sell a Home for £200,000 how much was spent on the actual construction of the home and thus how much profit does the builder accrue?

Also how muhc would you have to spend for the basic electric, plumbing gas ect.

Profit can be great, could be anywhere between 10k to 100k or more.. No straight forward answer, depends on the size of the home, the area, the detail of the home, etc… But this market is real tough for home builders, many sell at cost just to get rid of the debt. And many have a lot of construction sites on hold, they just can’t sell the homes they already built so other projects are sitting around unfinished.
Also you need to consider making a name for yourself, sad fact is not many people are willing to hire a no-namer compay to build their home. And you don’t likely have a name in the business, if you did you’d know how estimates and profit works in the construction world.. No disrespect, just trying to help out.. good luck

How much does it take run a home based business?

admin — Sat, 03 Jul 2010 02:10:13 +0000

Like if you run a business as one person. You already have all the things you need right at home to get your business started like office space and equipment. Compared to running a business outside your home. Are home businesses and businesses outside the home equally as hard to run?

Seeing that you have all the equipment and work space at home along with your skills to market to customers, how much more do you need to put into running a Business from home?

depends on what kind of business you wanna go for. if its like a trading and marketing business
you may start with US$3,000

Looking for good work from home opportunities?

admin — Thu, 01 Jul 2010 06:28:39 +0000

I would like to find a legit work from home opportunity. I’ve done yahoo searches but I just can’t seem to find anything that seems legit. I have 3 yrs of telemarketing experience and at least 1 yr of secretarial experience. It would be nice if I could find like an inbound telemarketing position from Home or a data entry position from home. Does anyone know of any legit work from home opportunities? Are there any websites that list work from home opportunities?

i found this about work from home

http://rds.yahoo.com/_ylt=A0oGkwYJUtBLFn8A0gNXNyoA;_ylu=X3oDMTByZWgwN285BHNlYwNzcgRwb3MDMQRjb2xvA3NrMQR2dGlkAw–/SIG=11tg3mkrk/EXP=1272030089/**http%3a//how-to-make-real-money-online.net/

hope this help

When a home is badly damaged by fire, do insirance companies pay for a new home elsewhere, or must you do reno?

admin — Mon, 28 Jun 2010 13:25:57 +0000

A neighbor of mine had their home severly damaged by fire recently, and I am just wondering… in such cases, can you just take the insurance money and buy a new home? Or do you need to restore the house that was damaged? The house this person lives in is also their Business, if that has any bearing on things.

I think it varies a lot depending on your policy. But with a business, I would think they would want to see you restore what you already had.